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Etti Baranoff 
Associate Professor  
Snead Hall, 301 W. Main Street, Box 844000
Richmond,  VA 23284-4000 


Office Room Number:
B4167 
Office Phone: 804-828-7137 
Fax Number: 804-828-8884 
E-mail Address:  ebaranof@vcu.edu
 

Profile: Dr. Etti G, Baranoff is an associate professor of insurance and finance at Virginia Commonwealth University in Richmond, VA. She teaches insurance, pensions, employee benefits and finance topics to graduate and undergraduate classes. Prior to her academic career, Dr. Baranoff was a Texas insurance regulator for 12 years with specialty in rate regulation, solvency studies and modeling and legislative issues. Her career also includes experience with a life insurer, a Texas public risk pool and consulting. Dr. Baranoff has spoken in many insurance forms and has published in the Journal of Risk and Insurance, The Journal of Banking and Finance, the Journal of Insurance Regulation, and Best’s Review, among others. Her research subjects include solvency detection models, capital and risk relationship, capital, risk, organization and distribution structures relationships, risk financing, impact of insurance regulation and risk management information systems. She received her Ph.D. in finance with minors in insurance and statistics from the University of Texas at Austin in 1993. She lives in Austin and commutes to teach at VCU. Dr. Baranoff can be contacted at: ebaranof@vcu.edu

Education: Ph.D. in Finance, Statistics, and Insurance, University of Texas at Austin, 1993; BA in Economics and Statistics, University of Tel-Aviv, Israel, 1971; FLMI (Fellow of Life Management Institute) Designation with Distinction, 1982; Teaching Certificate in Social Sciences, University of Tel Aviv, Israel, 1974

Professional Experience: 1994 to 1997: Baranoff Insurance Consulting; Principal of research and consulting firm providing services in the following areas: Insurance education; Risk management; Market research for the Texas Association of school Boards for the workers’ compensation, health, property/casualty and unemployment compensation pools; Insurance law and regulation; Litigation support; Research and analysis.

Teaching: 1995 to present: Associate Professor of Finance and Insurance at the School of Business of Virginia Commonwealth University, Richmond, Virginia. Teaching: undergraduate and graduate courses in finance, risk and insurance and employee benefits – all group coverages and pensions. Curriculum and course development in risk financing, risk management, and insurance, including educational videos. Affiliation: A visiting scholar at the Business School of the University of Texas at Austin

Research: Insurance law and regulation; All coverages - personal and commercial lines; Insurers' financial stability; Alternative risk financing; Risk management information systems (RMIS)

Homepage: http://www.professorofinsurance.com

Department: Finance, Insurance & Real Estate

Vita: http://www.professorofinsurance.com/vitae.htm

Publications:

(1) Baranoff, Etti G., and Thomas W. Sager “Mortgage Backed Securities and Capital of Life Insurers: Was the Industry prepared for the Credit Crunch of 2007-2008?” a $10,000 award winning paper at the IIS 2008. 2008 Special Competition Issue of the Geneva Papers on Risk and Insurance Issues and Practice. (2) Baranoff, Etti G., and Thomas W. Sager, "Do Life Insurers' Asset Allocation Strategies Influence Performance within the Enterprise Risk Framework?" The Geneva Papers, 2009, 34, (242–259) © 2009 The International Association for the Study of Insurance Economics 1018-5895/09 www.palgrave-journals.com/gpp/ (3) Baranoff, Etti G., and Thomas W. Sager, “The Impact of Mortgage Backed Securities on Capital Requirements of Life Insurers in the Financial Crisis of 2007-2008” The Geneva Papers, 2009, 34, (100-118) © 2009 The International Association for the Study of Insurance Economics 1018-5895/09, www.palgrave-journals.com/gpp

(1) Baranoff, Etti G, Patrick Brockett and Yehuda Kahane “Risk Management for the Enterprise and Individuals” Flatworld Knowledge, Spring 2009. http://www.flatworldknowledge.com/ (2) Baranoff, Etti G, “Prevent the Next Crisis: Demand Risk Management Education,” The Regulator/JAN 2009 7 (3) “Risk Management and Insurance after 9/11” Chapter 10 of Volume II of Morgan’s book The Day that Changed Everything? Version for proof 5/19/2009

http://www.flatworldknowledge.com/printed-book/1635 Baranoff, Etti G, Patrick Brockett and Yehuda Kahane “Risk Management for the Enterprise and Individuals” Flatworld Knowledge, Spring 2009. at: www.flatworldknowledge.com Dear Professor Baranoff, Risk Management for Corporations and Individuals by Etti Baranoff, Patrick Lee Brockett, & Yehude Kahane is published! Go to the Risk Management for Corporations and Individuals catalog page to: • Review the entire book online now (choose “Start Reading Now”) • Adopt the book for your course (choose “Adopt Now’) • Read an interesting profile of Etti in ARIA's Spring '09 Newsletter • Watch a VCU video where Etti speaks on economic conditions • Learn how to Review, Adopt, and Customize Flat World's texts Risk management will be a major focal point of business and societal decision–making in the 21st century. As a separate focused area of study, it draws on core knowledge bases from law, engineering, finance, economics, medicine, psychology, accounting, mathematics, statistics and other fields to create a holistic decision-making framework that is sustainable and value-enhancing. Agree with the above statement? Then this text is for you. What are you waiting for? Check out Risk Management now! Adopting a Flat World Knowledge textbook means your students will be able to get the text online for $0, or order our books in softcover print or audio versions for as low as $29.95! Plus, you'll never have to go to an new edition on anyone's terms but your own! And remember, you can edit your text so it is just right for your class. Watch the video below for information on Flat World Knowledge. Thank you for your interest in Risk Management for Corporations and Individuals by Baranoff, Brockett, and Kahane. We look forward to working with you! Your Friends at Flat World Knowledge About Us We preserve the best of the old – textbooks by leading experts. Then we flip it all on its head. · Our books are $0 online. · We sell paperbacks, audio books, & self-print versions for under $30. · Our books are open for you to change for your class. · Our new editions are on your terms. We publish them - you choose when to use them. Learn More Podcast conversation w/ co-founder Video overview of our business model Sign up for twice weekly webinars Follow us on Twitter! Jump In the Rumor Pit at Flat World Quick Catalog Introduction to Business Written Business Communication Verbal Business Communication Principles of Management Organizational Behavior Sustainability and Innovation Management-General Principles of Marketing Advertising and Promotion Franchising Management Information Systems Electronic Commerce Project Management Federal and State Taxation Financial Accounting Principles of Economics Principles of Microeconomics Principles of Macroeconomics Intermediate Economics Money and Banking Personal Finance Risk Management http://www.flatworldknowledge.com/

Baranoff, Etti G., “Mapping the Evolution of Risk Management” feature article in Contingencies, July/August 2004 pp. 22- 27, 2004.

Baranoff, Etti G., “Risk Management – A Focus on Holistic Approach: Three Years After September 11” The Journal of Insurance Regulation, July, 2004.

Baranoff, Etti G., And Thomas W. Sager, “What’s Running Life Insurers’ Asset Allocation Decisions? Regulation, Financial Rating, Owners/Manager Conflicts or Other Determinants?” Seminar Proceedings of the International Insurance Society, Inc. - Volume 2004, July, 2004, pp. 113-127, 2004.

Baranoff, Etti G. “The Evolution of Risk Management” Contingencies (the magazine of the American Actuarial Society), June 2004 issue

Currently working on new Edition of Baranoff, Etti “Risk Management and Insurance” 2004, John Wiley & Sons, NJ. (textbook)

Baranoff, Etti G., And Thomas W. Sager “The Interrelationship Among Organizational And Distribution Forms And Capital And Asset Risk Structures In The Life Insurance Industry” Journal Of Risk and Insurance, Sept. 2003, v70 i3 p375(26)

Baranoff, Etti G., And Thomas W. Sager “What’s Running Life Insurers’ Asset Allocation Decisions? Regulation, Financial Rating, Owners/Manager Conflicts or Other Determinants?” Award winning paper publication if the Seminar Proceedings of the International Insurance Society, Inc. - Volume 2004, July, 2004 (currently paper is being redone for JBF)

Baranoff, Etti G. “Risk Management – A Focus on Holistic Approach: Three Years After September 11” The Journal of Insurance Regulation, July 2004

Baranoff, Etti G. and Dalit Baranoff, “Trends in Insurance Regulation” Review of Business, Fall 2003, pp. 11-20, 2003.

Baranoff, Etti G., And Thomas W. Sager, “The Interrelationship Among Organizational And Distribution Forms And Capital And Asset Risk Structures In The Life Insurance Industry” Journal Of Risk and Insurance, Sept. 2003, v70 i3 p375(26), 2003.

Baranoff, Etti G., An Interview for A. M. Best publications: “In the Spotlight: Professor Says New Risk Management Textbook Connects With Holistic Problem Solving” BestWeek, the week of Sep. 2, 2003, BestDay News on Sep. 2, 2003 and “Greater Than the Sum of the Parts,” Best, 2003.

Baranoff, Etti , “Risk Management and Insurance” Spring 2003, John Wiley & Sons, NJ. (textbook), 2003.

Baranoff, Etti G. and Dalit Baranoff “Trends in Insurance Regulation” Review of Business, Fall 2003, pp. 11-20

Baranoff, Etti G. and Thomas W. Sager, “The Relationship between Asset Risk, Product Risk, and Capital in the Life Insurance Industry,” Journal of Banking and Finance, (26)6 (2002) pp. 1181-1197, 2002.

Baranoff, Etti G., “The Risk Balls Game: Transforming Risk and Insurance into Tangible Concepts” Accepted At the Risk Management and Insurance Review, 2002.

Baranoff, Etti G., Dalit Baranoff and Thomas W. Sager, "Nonuniform Regulatory Treatment of Broker Distribution Systems: An Impact Analysis for Life Insurers,” Journal of Insurance Regulations, September, 2000.

Baranoff, Etti G., “Determinants in Risk-Financing Choices: The Case of Workers’ Compensation for Public School Districts,” Journal of Risk and Insurance, June, 2000.

Baranoff, Etti G., Thomas W. Sager and Tom Shively, "Semiparametric Modeling As A Managerial Tool For Solvency,” Journal of Risk and Insurance, September, 2000.

Baranoff, Etti G. and Dan Gattis, “Shaping a Positive Insurance Regulatory Environment in the new Knowledge Millennium” Seminar Proceedings of the International Insurance Society, Inc. - Volume 2000, July, 2000.

Baranoff, Etti G., Thomas W. Sager and the late Bob Witt, “Industry Segmentation And Predictor Motifs For Solvency Analysis Of The Life/Health Insurance Industry” Journal of Risk and Insurance, March, 1999.

Baranoff, Etti G. and Dan Gattis, “Measuring Attitudes Toward Regulation” Best’s Review, P/C and L/H Issues September 1998, 1998.

Myers, Phyllis S. and Etti G. Baranoff, “Workers' Compensation: On the Cutting Edge,” Academy of Insurance Education, Washington D.C., Instructional video with supplemental study guide. (Video produced by the Center for Video Education, 1997), 1997.

Baranoff, Etti G. and Phyllis Myers, “The Prevalence and Application of Risk Management Information Systems,” Risk Management Letter, December 1997.

Myers, Phyllis S. and Etti G. Baranoff, “Non-Traditional Insurance Programs: The New Generation,” Academy of Insurance Education, Washington D.C., Instructional video with supplemental study guide. (Video produced by the Center for Video Education, 1997), 1997.

Myers, Phyllis S. and Etti G. Baranoff, “Ethics in Insurance,” Academy of Insurance Education, Washington D.C., Instructional video with supplemental study guide. (Video produced by the Center for Video Education, 1997), 1997.

Myers, Phyllis S. and Etti G. Baranoff, “CGL: Issues and Perspectives,” Academy of Insurance Education, Washington D.C., Instructional video with supplemental study guide. (Video produced by the Center for Video Education, 1997), 1997.

Myers, Phyllis S. and Etti G. Baranoff, “Reinsurance: Tradition in Transition,” Academy of Insurance Education, Washington D.C., Instructional video with supplemental study guide. (Video produced by the Center for Video Education, 1997), 1997.

Baranoff, Etti, G., Phyllis S. Myers and E. G. Miller, “The Prevalence and Application of Risk Management Information Systems,” An award winning paper, Seminar Proceeding of the International Insurance Society, Inc. - Volume 1996, 1996.

Baranoff, Etti, G., Thomas W. Sager, and Robert C. Witt, "Investment Risk and Warning Signals for Life/Health Insurance Companies" An award winning paper, Seminar Proceedings of the International Insurance Society, Inc. - Volume 1995, 1995.

Baranoff, Etti, G., Medical Professional Liability Market Place in Texas," Journal of Insurance Regulation, Sept. 1989.

Appears under Texas State Board of Insurance. Co-authored with David Eley, Texas Liability Insurance Closed Claim Survey," Parts I and II, September 1987, Journal of Insurance Regulation, 1987.

 

 

 

 

 

 

 

 

 

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School of Business, Virginia Commonwealth University
Snead Hall, 301 W. Main Street Box 844000
Richmond, VA 23284-4000
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phone: (804)828-1595
fax: (804)828-8884

 

 

Last Updated: 6/3/09